If you’re like most people, purchasing a home is probably one of the biggest investments you’ll ever make in your lifetime. If you’re considering buying a home, you’re likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it’s important to prepare as best you can.
To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:
If you’re planning on buying a home, you may have already done some shopping around on your own. Perhaps you’ve checked out a few open houses or called the number on a For Sale sign to schedule a private viewing of that property.
Yes, you can do all of that on your own, if you have the time and expertise. However, statistics prove that you’ll be more successful in finding your dream home at the right price with your own personal real estate agent.
A real estate agent, especially one who knows the local market well (like I do), can help you find and buy your ideal home, quickly, and make the entire process go smoothly for you. During a viewing, your real estate agent will give you the inside scoop on that property, so you know the full story. Your real estate agent will also point out desirable features, and potential “issues”, that you might otherwise miss.
When it comes time to make an offer, your real estate agent will present and negotiate it on your behalf. If you don’t have your own real estate agent, you would have to deal directly with the seller’s agent, who is legally obliged to work in the seller’s best interests – not yours.
Bottom line: Your own personal real estate agent is there for you, every step of the way. At least, that’s how I work with my clients.
When buying a home, you want a real estate agent who…
Not every real estate agent offers all of these services. My clients say that I do. They also tell me how much they appreciate my professionalism, expertise and accessibility.
As your real estate agent, my most important job is to make the home shopping process pleasant and rewarding for you. I do that in a number of ways.
I regularly recommend properties for viewing that closely match your needs and wants, and are within your price range. That spares you the frustration of visiting homes that aren’t suitable.
I make sure you don’t miss opportunities. When a desirable property suddenly comes on the market, you’re alerted.
I help you schedule viewings that fit your schedule, so there’s little if any inconvenience for you.
Before you view a property, I provide you with in-depth details on the home, so you can make an informed decision. This includes closing dates, market value, and more. Later, if you have questions, I get the answers for you.
I also give you the scoop on the neighborhood, so you get a clear sense of what an area is like in terms of lifestyle, safety, schools, etc. You can count on me to steer you away from undesirable areas, and point out only those I suspect you’d like.
When you find a property you like, I give you my honest, professional recommendation as to how well the home meets your needs and wants. You won’t have to make such an important decision without my expert advice.
As your real estate agent, I’m committed to getting you into the right home, and I’m with you every step of the way.
Here are a few questions and ideas to consider when viewing homes to help make the process easier and more productive:
When you view a home on the market that you really want, you can hardly wait to be handed the keys. In fact, you may worry that the property will somehow slip through your fingers. Don’t be. You’ve got an expert by your side. Me. My job, as your real estate agent, is to ensure you get that home – and at a price that works for you.
The first step is preparing the Offer. This is the document I present to the seller that basically states the price you’re offering, as well as any conditions.
The price we go in with is critical. You want it to reflect the true market value of the property so the seller will take your offer seriously. On the other hand, you don’t want to go in too high and risk overpaying for the home.
Don’t worry. I know how to prepare a winning offer and get you the property at the lowest possible price. In fact, I look after your interests throughout the entire process.
When you decide to make an offer on a home, here’s what typically happens:
I realize that making an offer can seem like the nail-biting part of the process. It doesn’t have to be. That’s the advantage of selecting a real estate agent who, like me, puts clients first. When you go after a property you really want, you can take comfort in knowing you have an expert on your side… someone who knows how to get that home for you.
There are few things I enjoy more than saying to a client, “You’ve got the home!” That means that the seller has accepted your offer, conditions have been waived, the closing date has been set, and you’ll soon be preparing for moving day.
Just because the purchase has been made doesn’t mean my work for you stops. On the contrary. There are a myriad of other things I’ll do to ensure the process goes smoothly.
For example, I’ll take care of many of the administrative details on your behalf. I’ll work with the seller’s agent, your lawyer, and your mortgage lender to ensure that all the necessary paperwork has been completed and submitted.
Don’t worry about finding a good real estate lawyer, insurance agent, moving company, etc. I’m well-connected in the local real estate scene and can personally recommend reputable professionals and companies to help you.
If at any time leading up to moving day you have a question, problem or concern, I’ll be there to help. You can count on me to be your real estate agent before, during and after you cross the threshold into your beautiful new home.
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